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1. Aetna:

2. UnitedHealthOne:

3. HTH Worldwide:

Depending upon your other needs, we could offer you a variety of other health insurance plans. We also offer both individual and group health insurance coverage's, and have HMO's, PPO's, and HSA's (Health Savings Accounts) plans.

If you would like other free quote for an individual or other family health plans, please click here to complete the form.  And if you would like a free quote for group health coverage, you may contact us directly, or e-mail us at info@goodluckinsurance.com for such request.

Disability Insurance quote:
If you would like to complete a disability insurance quote form so that we can contact you with a quote then please click here.

Many people think about providing for their families in the wake of their death, but what if you become disabled. Then not only would you have the burden of caring for your family, but you would have the additional burden of caring for yourself. Although people most often think of accidents or other physical injuries as causing disability the more common cause of disability are medical conditions such as cancer or heart attacks.

It's estimated that 4 out of 10 American workers will suffer a disability lasting three months or longer during their working years. Even more worrisome is that a disability could be long term or permanent.

Disability insurance is designed to protect you from this type of risk. We can offer you both standard disability insurance and mortgage disability insurance. Mortgage disability insurance is similar to standard disability insurance, but it is designed mainly to cover your mortgage payment in the event that you become disabled.

The maximum amount of disability benefit that you can qualify for is approximately 66% of your income. For example, if your monthly income were $5000 then your maximum monthly disability benefit would be approximately $3300.

Besides the monthly benefit the primary variables affecting the insurance rate are the elimination period and the benefit period. The elimination period is the time period that you must be disabled before you start to receive your benefits. The elimination period can range from 1 month to 2 years.  The benefit period is the time duration that the disability insurance will pay once you satisfy the elimination period and remain disabled. The benefit period is typically 2 years, 5 years, or until age 65. If you complete a quote form, the quote we provide for you will list all the different configurations. Please click next to the picture above if you would like to complete a disability quote form.