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Life Insurance Quote Form

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Life Insurance Quote Form

Information About the Service

What Is Life Insurance?

A life insurance program is the best way to protect your financial future and it is the most ideal solution to protect your family. Goodluck Insurance Agency is a locally owned and privately operated agency that has been serving the Washington Metropolitan Area of ( DMV) District of Columbia, Maryland, and Virginia communities since 2005, and you can be rest assured to trust us when it comes to life insurance.

We offer two different types of life insurance — both temporary and permanent at competitive pricing.

Term life insurance

Term life insurance provides you coverage within a specified period of time. The policy comes with a coverage of guaranteed death benefit, the amount your beneficiaries will get when you pass away. The insured chooses the term of coverage, which ranges from 5, 10, 20 or 30 years.

At the end of these terms, your policy would expire. When the policy expires, you have an option to renew or restart the policy on new terms, provided your insurer allows further extensions. Also depending on the carrier, you can convert term insurance to a permanent life insurance policy.

Permanent life insurance

Permanent life insurance is a type of life insurance that stays indefinitely over a long period of time or through the entire duration of your life. Assuming premiums are paid, it guarantees a death benefit for your beneficiaries, whether you passed away in 5 or 100 years. In addition, it has a built-in cash value.

Types of Permanent Life Insurance

  • Whole life insurance
  • Universal life insurance
  • Variable life insurance
  • Mortgage Protection Insurance, and more

Benefits of Life insurance:

The primary focus of life insurance is to ensure that your family is taken care of in the event of your death. Your life insurance premium cost depends on factors such as your age, health, tobacco use, occupation, and hobbies.

  • The biggest benefit of life insurance is financial security for your loved ones
  • A death benefit can be used to pay for anything – from paying off debts to funeral costs to a college education for the children
  • Certain life insurance policy, provides some add-ons, called riders, that can increase the benefits of your coverage

Building Blocks of Life Insurance!

The primary focus of life insurance is to ensure that your family is taken care of in the event of your death. Your life insurance premium cost depends on factors such as your age, health, tobacco use, occupation, and hobbies.

Get a Relationship for Life Today!

Count on our over 20 years of combined experience to provide you with high-quality insurance services. For inquiries and for all matters insurance, please send us a message here. You may also set an appointment with one of our representatives directly here.